How to get paid faster as a self-employed trade — the 2026 guide
70% of UK contractors report regular payment delays. 17% of UK insolvencies come from construction. Why the 30-day invoice chase is still happening, what the January 2026 reforms actually do, and how to close the cashflow gap now.
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How to find an electrician at short notice in Surrey (without getting stung)
The Sunday-night panic playbook — five red flags to walk away from, five questions to ask in under a minute, what a fair emergency rate actually looks like, and the Part P rule most homeowners don't know about.
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The April 2026 CIS reforms: what every UK builder needs to check this week
The CIS changes just kicked in — supply chain liability, 30% penalties, immediate GPS loss, 5-year bans. The old "verify once, trust your gut" approach is now a direct route to penalties that can end your business.
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CIS vs PAYE: which is better for your subbies?
If you regularly use the same trades, you've probably wondered whether they should be on the payroll. Here's the honest answer — and when it actually matters.
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How much should I pay a subcontractor? Day rate guide 2026
Agreeing a day rate shouldn't require a negotiation. Here's what fair looks like across the main trades in Surrey and the Home Counties in 2026.
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CIS deductions explained: what builders need to know
Most builders using subbies know CIS exists. Most don't know exactly what they're supposed to do about it — or that there's now a way to make the whole thing disappear.
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